Income Protection Plans

Short-and-Long Term Disability Benefits

Disability Income Plan of North Carolina

The Disability Income Plan of North Carolina (DIPNC) provides monthly replacement income to individuals in the form of short-term, extended short-term, and long-term disability benefits if you become disabled while you are a permanent employee and are enrolled in either the UNC Optional Retirement Program (ORP) or the Teachers’ and State Employees’ Retirement System (TSERS). 

Supplemental Disability Programs

For ORP Participants 

This is a voluntary supplemental disability plan underwritten by The Standard and designed exclusively for participants of the UNC Optional Retirement Program (ORP).

• Certificate of Insurance
• Enrollment and Change Form
• Income Protection Booklet

For TSERS Participants 

This is a voluntary supplemental disability plan underwritten by Lincoln Financial, designed exclusively for University employees who are members of the NC Teachers’ and State Employees’ Retirement System (TSERS).

• Certificate of Insurance
• Enrollment Cancellation Form
• Income Protection Booklet
• Evidence of Insurability
• Notice of Information